Prescription
Coverage Tips
Understand your prescription coverage, reduce costs,
and make confident choices.
Medicare prescription coverage can be confusing—but it doesn’t have to be.
Explore easy-to-understand guidance about formularies, costs, and savings
so you can get the medications you need at a price you can afford.

Formularies
Explained
Understand drug lists, tiers, and how formularies affect your costs.
Learn MoreCoverage
Stages
Learn about deductible, initial coverage, coverage gap, and catastrophic coverage.
Learn MoreFeatured Guide
Watch this short video for a clear overview of how Medicare Part D works and what to consider when choosing a plan.
Featured GuideUnderstanding Medicare Part D
0:00 / 3:02Cost-Saving Checklist
- Compare plans and formularies annually
- Use preferred pharmacies when possible
- Check for generic medication options
- Review tier placement and costs
- Look for mail-order or 90-day savings
- Ask about manufacturer assistance
- Use Extra Help if you qualify
- Review your plan during Open Application
Frequently Asked Questions
What is Medicare Part D?⌄
How do formularies work?⌄
What are the coverage stages?⌄
How can I lower my prescription costs?⌄
Can I use any pharmacy?⌄
How do I apply for Extra Help?⌄
Upcoming
Educational Meetings
Turning 65 Medicare Edu Workshop - Comfort Inn & Suite - Cedar Hill
11:00 AM - 12:00 AM
Comfort Inn & Suites Cedar HillWant to Lower Your Prescription Costs?
Schedule a personalized prescription review and find the right plan for your needs.
This information is provided for educational purposes only and is not a substitute for professional medical advice.
