Prescription
Coverage Tips

Understand your prescription coverage, reduce costs,
and make confident choices.

Medicare prescription coverage can be confusing—but it doesn’t have to be.
Explore easy-to-understand guidance about formularies, costs, and savings
so you can get the medications you need at a price you can afford.

Prescription
Coverage Tips

Part D Basics

Learn how Medicare Part D works and what it typically covers.

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Formularies
Explained

Understand drug lists, tiers, and how formularies affect your costs.

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Preferred
Pharmacies

Find in-network pharmacies and lower your out-of-pocket costs.

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Coverage
Stages

Learn about deductible, initial coverage, coverage gap, and catastrophic coverage.

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Extra Help
Programs

See if you qualify for help that could lower your prescription costs.

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Review Your
Medications

Tips for reviewing your medications and talking with your doctor.

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Featured Guide

Watch this short video for a clear overview of how Medicare Part D works and what to consider when choosing a plan.

Featured GuideUnderstanding Medicare Part D
0:00 / 3:02
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Cost-Saving Checklist

  • Compare plans and formularies annually
  • Use preferred pharmacies when possible
  • Check for generic medication options
  • Review tier placement and costs
  • Look for mail-order or 90-day savings
  • Ask about manufacturer assistance
  • Use Extra Help if you qualify
  • Review your plan during Open Application
Download Checklist

Frequently Asked Questions

What is Medicare Part D?
How do formularies work?
What are the coverage stages?
How can I lower my prescription costs?
Can I use any pharmacy?
How do I apply for Extra Help?
View All FAQs

Upcoming
Educational Meetings

JUN27SAT

Turning 65 Medicare Edu Workshop - Comfort Inn & Suite - Cedar Hill

11:00 AM - 12:00 AM

Comfort Inn & Suites Cedar Hill
View All Meetings

Want to Lower Your Prescription Costs?

Schedule a personalized prescription review and find the right plan for your needs.

This information is provided for educational purposes only and is not a substitute for professional medical advice.

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